Trail AI vs Quickli. Different ends of the deal.
Quickli is the AU broker standard for serviceability, policy lookup, and product comparison — 13,000+ brokers use it to win the deal at origination. Trail AI does none of that. It picks the loan up the moment it settles and manages the trail book for the next ten years: statement reconciliation, missing-trail detection, clawback prediction, refinance scoring, and a valuation PDF you can hand to a buyer.
| Dimension | Trail AI | Quickli |
|---|---|---|
| Workflow stage | Post-settlement — trail reconciliation, clawback prediction, refinance scoring on the existing book | Pre-settlement — serviceability, policy lookup, product comparison to get a deal approved |
| What AI is used for | Extracts aggregator commission statements, predicts clawback risk, scores refinance opportunities on the back book | Policy and product Q&A (Jiffi AI) plus document detection and renaming (Doc Handler) |
| Lender coverage angle | 50+ lenders mapped to aggregator statement formats for trail income reconciliation | 51+ lender serviceability calculators and policy lookups in one UI |
| Trail commission and reconciliation | Built entirely around it — monthly statement ingest, missing-trail detection, lender concentration | Not in scope — no statement ingestion or trail reconciliation |
| Refinance opportunity scoring | AI score 0–100 + per-client reasoning, refreshed nightly across the whole book | Not in scope — origination-focused |
| Trail-book valuation | One-click PDF with A–E grading, clawback risk, lender concentration penalties | Not in scope |
| Pricing model | Priced against the value of the trail book and retention outcomes | A$530–990/user/year + GST — priced as a per-seat productivity tool for active deal flow |
| Competitive stack | Sits in the retention / trail stack alongside TrackMyTrail and Stryd | Sits adjacent to aggregator CRMs and lender platforms in the origination stack |
| AU data residency | Supabase Sydney; Vercel syd1 region | Australian SaaS |
| Free trial | 7 days, no card required | 21-day free trial |
Three reasons brokers run both.
Most Trail AI customers also pay for Quickli. They solve different problems on different sides of the settlement line.
Quickli stops at settlement. Trail AI starts there.
Quickli helps you win the deal — serviceability, policy, product fit. Trail AI takes over the moment that loan settles and starts paying trail: reconciling statements, flagging missing income, and surfacing the clients most likely to refinance away.
AI applied to your income, not just your policy lookups.
Jiffi answers policy questions. Trail AI extracts every line of every aggregator statement, detects when a paying loan suddenly drops off, predicts clawback risk on recent settlements, and writes one-paragraph reasoning per refinance candidate.
Priced against your book, not your seat count.
A per-user productivity tool makes sense when your team is writing deals. A retention tool should be priced against the trail book it protects — and pay for itself the first time it catches a missed trail line or saves a refinancing client.
Already pay for Quickli? Add the trail layer.
Upload one aggregator statement and watch your book reconcile in under a minute. No card required for the trial, and we will not email you unless your trial is about to end.
Sources
- https://quickli.com.au/
- https://quickli.com.au/pricing
- https://quickli.com.au/pro
- https://www.fintechaustralia.org.au/newsroom/quickli-launches-all-new-pro-tier-packed-with-high-impact-broker-tools-including-its-first-ai-products
- https://www.mpamag.com/au/mortgage-industry/technology/quickli-launches-ai-powered-pro-tier-for-mortgage-brokers/564998
- https://www.theadviser.com.au/tech/47487-quickli-launches-smsf-calculator-for-brokers