Features

Built for the broker who reconciles trail every month.

Five core features. Every one of them is shipped — not on a roadmap. AI where it sharpens a real answer; deterministic logic everywhere else.

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01 · AI extraction

Upload any aggregator file — we read it.

Drop your monthly trail file from AFG, LMG, Connective, Finsure, Choice, Vow, FAST, Outsource, Astute, or Purple Circle. Deterministic-first parsing with AI fallback for new or unseen formats.

See aggregator support →

Supports all ten major AU aggregators out of the box
AI fallback handles bespoke or unmapped formats automatically
Loans and commission history populate the dashboard in minutes
Quality score logged with every import for transparency

02 · Missing trail

Catch silently dropped commissions every month.

Most brokers lose 1–3 trail payments a month to lender pay-run errors, account-number changes, or aggregator misclassification. Trail AI surfaces every dropped trail at the named-client level, the day your statement lands.

How missing-trail detection works →

Loan-level diff against the prior month — not just totals
Excludes legitimately nilled trail (fixed-rate, arrears) so the list is signal, not noise
Each row shows the named client and the reason it appears
Resolution history kept so you can spot chronic offenders

03 · Refinance scoring

AI-ranked refinance candidates with per-client reasoning.

Every active loan gets a 0–100 refinance score combining loan age, repayment trend, LVR, and lender stickiness. The top 25 get a one-paragraph AI reasoning so you know why before you call.

The scoring model →

Refreshes nightly via cron, plus on-demand from the dashboard
Per-client reasoning explains the score in plain English
Dismiss what you have already handled; it stays dismissed
Big-4 stickiness adjustments built in (CBA, ANZ, NAB, Westpac)

04 · Book valuation

Sale-ready PDF valuation in one click.

Run-off rate, lender concentration, arrears, clawback exposure, and A–E loan grading all roll into a single PDF you can hand to a buyer, an aggregator, or your accountant the same day.

Try the free valuation calculator →

A–E grading per loan with the diversification + age rules buyers actually use
Effective multiple calculated against current AU market norms
Sale value range with the standard ±15% negotiating spread
PDF stored privately in your team workspace; downloads use 60-second signed URLs

05 · Book insights

Lender concentration, run-off, and trends — without the spreadsheet.

A working broker dashboard built on the same trail data your aggregator already sends. Period-over-period deltas, lender mix, top clients, and arrears — surfaced as numbers you can act on.

Trail commission calculator →

Lender concentration with canonical-name dedup (CBA = CommBank = Commonwealth Bank)
Top clients and top lenders by trail income
Gained and lost clients month-over-month
Trail income trend over the last 24 months

Under the hood

AU data, AU hosting, AU defaults.

Designed for Australian brokers, not US-defaulted SaaS retrofitted with a flag.

Region: Sydney (syd1)
Database: Supabase (AU data residency)
AI: Vercel AI Gateway, multi-provider fallback
Currency: AUD, GST-inclusive

Try it on your own book

Upload one statement. See every feature populated in 5 minutes.

Seven-day free trial. No credit card. Cancel any time.

Start free trial →