vs TrackMyTrail
Same trail data. Sharper answers.
TrackMyTrail built the category and runs a profitable, broker-loved business out of Perth. Trail AI adds the AI layer they don't have. Here is the honest comparison.
| Feature | Trail AI | TrackMyTrail |
|---|---|---|
| Document extraction | Deterministic-first parsers + AI fallback for any aggregator | Hand-coded parsers; new aggregators take weeks |
| Missing-trail detection | Loans paid last month with no row this month flagged with reason | Discharge counts only |
| Refinance scoring | AI score 0–100 + one-paragraph reasoning per client, refreshed nightly | Flat heuristic list, no reasoning |
| Trail-book valuation | One-click PDF with A–E grading, clawback risk, lender concentration | Spreadsheet export, manual analysis |
| Insights expand to named clients | New / lost / missing-trail rows show named clients with balance + lender | Aggregate counts |
| Lender concentration analysis | Top lender share by trail income, penalised in valuation multiple | Top lender lists |
| Pricing transparency | AUD inc-GST on every page; Stripe Customer Portal for self-service | AUD inc-GST |
| AU data residency | Supabase Sydney; Vercel syd1 region | Australian-hosted |
| Free trial | 7 days, no card required | No public trial — sales-led |
When to pick TrackMyTrail
- You want the incumbent with 10+ years of broker testimonials
- You already pay for it and your workflow is bedded in
- You don't need AI-generated reasoning or PDF valuations
When to pick Trail AI
- You want AI extraction so new aggregators just work
- You want refinance opportunities ranked with per-client reasoning
- You want a sale-value PDF you can hand to a buyer the same day
- You want missing-trail detection that catches silently dropped commissions
Try it on your book.
Upload one statement. See for yourself whether the AI layer is worth $19–119/mo. We will not email you again unless your trial is about to end.