Trail AI
Broker portal guide

Westpac Broker Hub, decoded for brokers.

You searched westpac broker hub because you need to lodge a deal, chase an assessor, or find a missing commission line. This guide covers what BrokerHub actually does, where its login quirks come from, and the one thing it does not surface: your RCTI.

How to log in

Getting into Westpac Broker Hub without the blank screen.

BrokerHub is a Salesforce Experience Cloud site living at brokerhub.westpac.com.au/s/login/. Accredited brokers sign in with their Westpac-issued broker ID and password. Brokerages whose aggregator runs an identity provider can federate in via the SAML SSO endpoint at brokerhub.westpac.com.au/_nc_external/identity/saml/.

The page is a JavaScript-rendered single-page app. If you deep-link an old internal URL — say a bookmark from six months ago — you will often see a blank shell or a Salesforce CSS Error / Loading message. The fix is to clear the URL back to the canonical login path above and let the SPA boot from scratch.

What is inside

What BrokerHub actually does day-to-day.

  • Lodge new home loan applications — full or preliminary assessments — and request pricing directly from the deal record.
  • Track applications via milestone-based status updates from submission through to settlement.
  • Order valuations and upload supporting documents against the deal file.
  • Read Westpac product info, policy guides, calculators and rate sheets without bouncing between PDFs.
  • Message the assessor or BDM assigned to a deal through the in-portal communication thread.
  • Drill into a borrower's loan record after settlement — useful for servicing, but not the place you reconcile commission.
RCTIs & commissions

Where the Westpac RCTI actually lives.

Brokers searching BrokerHub for a Recipient Created Tax Invoice will not find one. Westpac does not publish RCTIs to individual brokers through BrokerHub. Like the other majors, Westpac issues the RCTI to your aggregator — AFG, Connective, Loan Market and so on — which then on-pays you and surfaces the commission line inside the aggregator's own portal.

Westpac confirmed this aggregator-led flow in its 2019 Treasury submission on broker remuneration reform. If you write Westpac direct rather than through an aggregator, the remittance arrives as a PDF from Westpac and is the only place your commission detail exists.

Common pain points

What brokers grumble about — and what to do.

  • Reconciliation lives elsewhere. BrokerHub will not tell you whether last month's trail came through; you pivot to AFG, Connective or Loan Market for the line items.
  • The Salesforce shell loves to break. Stale tabs and deep links frequently land on a CSS Error state — re-enter via the canonical login URL.
  • Assessment turnaround has been uneven. Westpac itself recovered to 82% on-time decisioning in the 2025 Broker Pulse Third-Party Lending Report, up from 57% in 2023 — better, but still worth watching deal-by-deal.
How Trail AI uses Westpac Broker Hub data

You never have to scrape BrokerHub.

For Westpac, Trail AI typically picks up commissions through your aggregator statement — BrokerHub itself doesn't expose a per-broker RCTI, so the Westpac line items arrive inside the AFG, Connective or Loan Market upload and are split out automatically.

Brokers writing direct (non-aggregated) Westpac flow can drop the Westpac remittance PDF into the single-lender upload flow. The Westpac entry in our lender_mappings table parses the file deterministically without ever falling back to AI.